Top 10 Low Income Earners Personal Loan Money Lenders in Singapore (2018 Update)

With extensive research we have came up with the list of Top 10 Low Income Earners Personal Loan Money Lenders in Singapore. And they are listed as follows (order is not sequential based on any form of rankings):


1. CreditMaster Pte Ltd


CreditMaster Pte Ltd is Singapore’s esteemed moneylender. They are a Registrar of Moneylenders (IPTO)-licensed money lending company that has managed to distinguish itself through 100% customer satisfaction and innovative financial products. They have helped thousands of household owners in the country to access fast and affordable loans without having to endure the frustrations of traditional banks. Their reliability has helped them service thousands of clients, and they pride on getting most of their new businesses from referrals. As a duly licensed moneylender, they are committed to protecting their reputation by offering the best services in the industry. Need immediate assistance? Call 6748-1338 to speak to their friendly staff today. Click here for more details.


2. S.E. Investment Pte Ltd


S.E. Investment Pte Ltd is one of the top licensed personal loan money lenders company based in Singapore. They are registered with the Ministry of Law in Singapore. They provide various types of financial loans to Singaporeans, permanent residents of Singapore as well as foreigners that are working and living in Singapore. Their goal is to help their customers cope with any financial emergencies that may crop up in their lives. They therefore offer a wide range of comprehensive financial products to help different people in different circumstances. If you’re looking for a comprehensive service provider, then look no further. They offer a wide range of services that includes (1) reasonable interest rates on loans (2) flexible repayment plans (3) friendly customer service (4) financial advice (5) loan advice and free quotations. Need immediate assistance? Call 6222-5855 to speak to their friendly staff today. Click here for more details.


3. Katong Credit Pte Ltd


Katong Credit Pte Ltd is a company built on trust and integrity and these attributes have helped them grow tremendously over the years. They have built a diverse pool of clients from all walks of life and this has helped them become the most recommended moneylender in Singapore. Accessing a loan in Singapore with poor credit is a nightmare. The banks will instantly reject your application or charge high interest rates. Katong Credit fast cash loan is designed to help you access quick cash. There are many money lenders in the country but they go to extra lengths to ensure that you enjoy their services. Some of their advantages include quick loan processing and custom loan products to suit your unique needs. Their eligibility criteria are also one of the easiest. If you are a foreigner in the city and you are struggling to see the month through, you are in luck as Katong Credit offers affordable foreigner loans as well. Need immediate assistance? Call 6291-2210 to speak to their friendly staff today. Click here for more details.


4. Credit 21 Pte Ltd


Credit 21 is one of the top legal and licensed personal loan money lenders in Singapore, licensed with the Ministry of Law. They are dedicated to ensuring the best interests of our clients, therefore they ensure that all their transactions are transparent to the borrowers. They have also designed their loan packages to suit the needs of each and every client. With high customer satisfaction as one of their top priority, they have refined their processes to ensure efficiency and the highest possible level of customer service. They also provide one of the lowest interest rates in Singapore as well as flexible repayment options to make our loans more affordable for their cliepnts. Whether you need a large sum of money for school fees or to buy an asset or smaller sums for emergencies arising such as renovations, fast cash or foreigner loans, Credit 21 is definitely your go-to lender in Singapore. They also allow an online loan application portal, where customers can use as a channel for their next loan application from the comfort of their workstations and at any time. Need immediate assistance? Call 622-11-811 to speak to their friendly staff today. Click here for more details.



5. Horison Licensed Moneylender


Horison is a reputable and legally licensed moneylender operating in Singapore. The financing solutions that they provide are tailored to meet the needs of their clients. They offer fast and convenient cash solutions. It is common to encounter financial difficulties, and in such times many people do not have a source from which they can access quick cash. At Horison, they remain sensitive to their clients’ needs where accessing emergency cash is concerned. As one of the top licensed moneylenders in Singapore, you can be assured that they abide by the rules and regulations set by the Ministry of Law, especially where interest rates and repayment plans are concerned. There are several reasons why they are the best option for anyone looking to borrow some quick cash, such as (1) fast processing, (2) simple eligibility requirements and (3) they offer debt consolidation. You can be sure that they will offer you a transparent service that is convenient and fair. Need immediate assistance? Call 6844-2902 to speak to their friendly staff today. Click here for more details.


6. U Credit (Pte.) Ltd


At U Credit Pte Ltd, they are proud to offer one of the most affordable interest rates in Singapore, and they pride in being one of the most trusted money lender for all kinds of unique loan requests. Their loan officers will take you through the payment schedule to ensure you pick the best rate based on your income and financial situation. They invite you to compare their rates with all other money lenders before making your ultimate choice. With U Credit, their customers’ needs always come first and therefore they will always discuss the best loan plans with you based on your finances. As a basic tip, always choose a licensed money lender who offers a fast loan application, low interest rates, tailor-made repayment plan and excellent customer service, and U Credit is definitely one of them. Are you looking for a foreigner loan in Singapore? If at any point you face financial emergencies and do not have any savings for such a rainy day, U Credit will surely be of help to you. Need immediate assistance? Call 6337-1768 to speak to their friendly staff today. Click here for more details.


7. AP Credit Licensed Moneylender


AP Credit is one of the top professional licensed personal loan money lenders and credit company specializing in the approval and issuing of Personal Loans, Business Loans, Education Loans, Renovations packages. They comprised of a core group of professionals that provide loans to tailor to all their customers’ needs. They have developed loan packages suited for residents, businesses and foreigners. They are a premier licensed money lender in Singapore with years of combined experience in their team. Customer satisfaction is their main priority and service excellence is what they believe in. If you are looking for fast and reliable access to a loan for any emergencies, they are sure to be able to assist you professionally in providing a suitable loan solution which specially caters to your needs. Need immediate assistance? Need immediate assistance? Call 6533-5335 to speak to their friendly staff today. Click here for more details.


8. Credit Matters Pte Ltd


Credit Matters Pte Ltd is a professional and fully licensed money lending company based in Singapore. They are one of the approved personal loan money lenders by the Ministry of Law to provide loan and money lending services. They mainly provide loans to Singapore residents, PR and foreigners who hold valid Singapore employment passes. Credit Matters offers a myriad of money lending and fast cash loan solutions. With our services, the customers are able to get the money they need within just a few hours and tend to whatever pressing need they have. Their services also extend beyond offering fast cash loan solutions but also giving the best rates of interest in the market. Their aim is to ensure customer satisfaction by offering personalized loans solutions in a time-efficient and hassle-free manner. They cater to all groups of people in Singapore including employed citizens, permanent residents, foreigners as well as nationals who earn variable incomes or entrepreneurial establishments. Need immediate assistance? Need immediate assistance? Call 6636-3233 to speak to their friendly staff today. Click here for more details.


9. Cash Express – 1-4% Interest Per Month Personal Loan With Immediate Approval & Immediate Cash

Cash Express is the ultimate solution to all emergency cash situation. With their round the clock availability and quick response, more and more people have come to consider their services indispensable. The 1-4% interest per month personal loan is not a gimmick. They work closely with licensed moneylenders and loan associations so that all Singaporeans, Malaysians and other foreigners working in Singapore can benefit from the great offering. Cash problems are common and sometimes completely unavoidable. The path to financial freedom starts here. Need immediate assistance? Click here for more details.


10. FastMoneyLoans Singapore – The Top Legal Money Lender in Singapore

Fast Money Loans is a licensed and legal money lending institution under the Moneylenders Act of Singapore, and are registered at the Registry of Moneylenders. We have a wide range of loan packages tailored for individuals who are employed on fixed income and variable income, entrepreneurs, individuals with poor credit scores, foreigners and also businesses in Singapore. All our loan facilities have been specially designed to be flexible, because we understand that people’s circumstances are never the same. We don’t want to lock you out in your time of greatest need with stringent conditions you cannot possibly measure up to. Rather, as licensed Singapore moneylenders, we want to provide a solution that is perfectly suited to your needs and abilities. Need immediate assistance? Click here for more details.


Special Mentions:

Singapore Moneylenders Directory

The official moneylenders directory encompasses Singapore’s list of licensed moneylenders for the lowest interest loans, with genuine reviews from real borrowers. They help urgent borrowers find the right moneylender. Here what you can achieve through their platform: (1) Discover & connect with the most reliable moneylenders for the most affordable personal loans (2) Get valuable insights about listings and tell other Singaporeans about your experiences by leaving reviews for businesses (3) Easily setup an appointment directly from the business listing pages. Get the lowest interest loans from 1.2% p.a. from licensed money lenders in Singapore. In need of quick cash loan? With Singapore’s most trusted moneylenders directory, they got you covered. Click here for more details.


SG Loan Singapore – The Top Private Money Lender in Singapore

SG Loans is one of the top licensed personal loan money lenders institution according to law by the Registrar of Moneylenders. By using our services, you have a guarantee that regulations of the Moneylenders Act safeguard your rights, which we abide by to the letter. They have established for themselves from years of offering exemplary service to citizens, non-citizens and businesses alike, therefore as a customer you can trust that we have your best interest at heart. They would not risk their reputation by treating clients badly or dealing shadily with them once they have signed on. They provide many kinds of loans to individual borrowers, businesses and organizations. Go to them for personal loans, emergency loans, fast cash loans, foreigner loans and business loans. For each different package, there are variations according to amounts and other criteria. They also offer options for customizing packages further to suit borrowers’ needs. Need immediate assistance? – The Best Money Lender in Singapore 

Top licensed personal loan money lenders offer loans to people that need them. People prefer to work with them because the loans are quick and the process of application is simple. There are numerous moneylenders in the market offering the same services. However, it is extremely important to choose the right moneylender for you as an individual. The Money Lender in Singapore that you use will determine the quality of services that you get and ultimately the experience that you have. is a licensed Singapore money lender with numerous funding sources such as hedge funds, mortgage pools, private equity groups and others. Need immediate assistance?